Financial independence calculator

How to use the calculator

This calculator helps you estimate how close you are to achieving financial independence. Here's how to use it:

• Assets & Debts: Input your current assets (savings, investments, etc.) and debts (loans, mortgages, etc.).
• Cost of Living: Enter your yearly living expenses.
• Withdrawal Rate: Adjust the withdrawal rate slider to determine what percentage of your savings you plan to withdraw annually after reaching financial independence (typically between 3% and 5%).
• The calculator will automatically show you how close you are to financial independence and how much more you need to save.

The progress bar will show your progress toward financial independence, and the missing sum below it shows how much more you need to reach your goal.